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Innych podmiotow uczestniczacych w wypadku. Te inne strony, ktore mogly

Dwie trzecie Polakow nie wie, ze prowadzac cudze pojazdy trzeba sprawdzic waznosc polisy OC - poinformowal Ubezpieczeniowy Fundusz Gwarancyjny. Gdy polisy brak, odszkodowanie w razie wypadku placi solidarnie kierowca i wlasciciel.

Jak wynika z danych UFG, prawie 1/3 wypadkow drogowych powodowana jest przez kierowcow, ktorzy nie sa wlascicielami auta. "Chcemy uswiadomic Polakom, jak istotne jest upewnienie sie, ze pojazd ma polise OC" - powiedziala wiceprezes UFG Zdzislawa Cwalinska-Wejchert. Kierowcy, ktorzy spowodowali wypadek nie swoim i w dodatku nieubezpieczonym autem, sa bardzo czesto zaskoczeni roszczeniami Funduszu o zwrot odszkodowania wyplacanego ofiarom wypadku - dodala.

Jesli kierowca prowadzacy nieubezpieczony pojazd spowoduje wypadek, musi do spolki z posiadaczem pojazdu z wlasnej kieszeni zwracac odszkodowanie za kolizje. Zgodnie z obowiazujacymi przepisami, ofiary wypadku spowodowanego przez nieubezpieczonego w zakresie OC otrzymuja odszkodowanie od UFG, ktory wystepuje pozniej o zwrot wyplaconego swiadczenia - do kierujacego pojazdem i wlasciciela samochodu. Przecietnie jest to suma 12 tysiecy zlotych, ale rekordzista ma do zwrotu ponad 700 tysiecy zlotych - informuje UFG.

W polowie tego roku UFG prowadzil lacznie 16,6 tysiaca spraw wobec kierowcow i nieubezpieczonych posiadaczy pojazdow o zwrot odszkodowania wyplaconego ofiarom wypadku. Kazda z tych osob ma zaplacic wielokrotnie wiecej niz wynosi srednia skladka za komunikacyjne OC. Rzeczniczka Funduszu Aleksandra Bialy przyznala, ze 1/3 wypadkow powoduja kierowcy niebedacy wlascicielami samochodow. Wiecej - Olsztyn Ubezpieczenia...